log in
Home     About     Creative Ideas     Products     Resources     News & Updates    
Products
Employee Benefits - Major Medical
The tables below provide an overview of the primary Fully Insured, Alternative Funding, and Self-Funded administration markets we access. Click on the magnifiers to visit the carriers' online directories.

Fully Insured

Carrier Size Notes Directory
Aetna 2+ PPO, HMO, POS, HSA
Allied National 2-99 PPO, HSA; multiple network options
Assurant Health 2-99 PPO, HRA, HSA; integrated HRA, multiple network options, GWH-CIGNA PPO is lead in TX
BlueCross BlueShield 2+ PPO, HMO, HSA
CIGNA 51+ HMO (KelseyCare), PPO, HRA, HSA
Humana 2-99 PPO, HMO, POS, HSA
PacifiCare 2-50 PPO, HSA; uses the UHC Choice Plus provider network
Starmark 2-99 PPO, HSA, HRA; integrated HRA, multiple network options, Aetna ASA is lead network
UnitedHealthcare 2+ PPO, HSA, HRA, HealthyTexas


Alternative Funding

Carrier Size Notes Directory
Allied National 10-99 Funding Advantage: PPO, HSA; multiple network options
Great West (CIGNA Select) 25+ Level Funding: PPO, HSA; GWH-CIGNA PPO network
Starmark 10-99 Healthy Edge: PPO, HSA, HRA; multiple networks, Aetna ASA is lead network


Self-Funded Administration

Carrier Size Notes Directory
Aetna 175+ Traditional ASO; will allow third-party stop loss; uses proprietary networks
ATA America (Amerishare) 10-99 Intregrated administration and stop loss; for smaller employers
BlueCross BlueShield 150+ Traditional ASO; will allow third-party stop loss and will consider admin only for smaller groups
CIGNA 250+ Traditional ASO; will allow third-party stop loss; CIGNA Open Access Plus network
CoreSource 25+ Third-Party Administrator (TPA), access to Aetna ASA
Great West (CIGNA Select) 25-250 Integrated administration and stop loss; GWH-CIGNA PPO network
Group Resources 25+ Third-Party Administrator (TPA); uses third-party stop loss; access to GWH-CIGNA PPO network
Humana 175+ Traditional ASO; will allow third-party stop loss; uses proprietary networks and PBM
MHealth 50+ TPA owned by Memorial Hermann with MHealth network and access to independent networks; use third party stop loss
United Medical Resources (UMR) 51+ TPA; access to UHC Options PPO network, use third-party stop loss
UnitedHealthcare 175+ Traditional ASO; will allow third-party stop loss; uses UHC Choice Plus network